Wednesday, March 01, 2017

"Investment Tips for Y and Z generations"-

Look for my article contribution to Smart Investor on March 2017 on "Investment Tips for Y and Z generations"

#smartinvestor #investment #moneymastermy #finfreedom #tips #YZGenerations #financialplanning #MoneynLife


Monday, January 23, 2017

哈佛用11张图,教你保持正能量

      很多时候,不快乐并不是因为快乐的条件没有齐备,而是因为活得还不够简单。正能量满满的人运气都不会太差,把正能量传播给周围的人吧!
  11张图检测自己或身边人是否属于负面的人。不要把负面情绪带给别人,也不要让别人的负面情绪影响你。人生太短,别在抱怨中度过。

     01
  负面的人害怕改变,
  正面的人则欢迎新的机会到来
02
  负面的人觉得没必要称赞他人所做的事,
  正面的人却往往会看到并赞赏他人的好。
03
  负面的人说话总在讲着自己,
  正面的人会想到去了解对方的心情。
04
  负面的人往往觉得世界应该围着他打转,
  正面的人却会伸出手扶他人一把。
05
  负面的人总将错误怪到他人身上,
  正面的人懂得为自己的失败负起责任。
06
  负面的人就算知错也不愿道歉,
  正面的人会在任何造成他人不便的时候先说声抱歉。
07
  负面的人只会想着个人利益,
  正面的人却会试着不去伤害到他人的感受。
08
  负面的人讨厌被批评,
  正面的人则欢迎有建设性的讨论。
09
  负面的人想看到其他人失败,
  正面的人则希望看到其他人成功。
10
  负面的人认为自己什么都懂,
  正面的人却总想学习新事物。
11
  负面的人遇到任何事都先退缩,
  告诉自己不行;
  正面的人却会想办法改变,
  让自己活得更好。
负面和正面的人之间的差别,
  在“一念天堂,一念地狱”的抉择中。
  审视一下自己,
  是否处于负面的状态。

  内容来源网络

Wednesday, December 21, 2016

What 'will“ your legacy be? Unfold practical aspects of professional will writting


Date: 9 Jan 2017
Time 9am-6pm
Venue: Fin Freedom Sdn Bhd

Highlights:
1) Unfold practical aspects of professional will writing
2) Take control of own legacy
3) Prevent costly delay & dispute
4) Real life stories & case study
5) Interactive learning in comfortable environment

Objectives:
Upon completion of this course, participants will be able to:
1. Employ professional will writing legal knowledge and skill.
2. Recognize the practical aspects of a professional will.
3. Prevent costly and avoidable mistakes in will writing.

Outcomes:
Participants should be able to:
1. Plan legacy left behind without any hassle.
2. Manage well finance through professional and effective estate planning tools.
3. Manage the money, family and life in a better control and balance way.   
4. Live life to the fullest and in the same time giving and helping those needed.

Content
1. Will and why is it important to have one
2. Legal requirements of a will.
3. When do you not need a will?
4. Practical aspects to write a wills
5. Limitations of Will and Estate planning for high net worth
6. Estate distribution process
7. Summary

Contact Person(s)
Lena Lim 04-6443466/67 lenalim or connect@financialfreedom.com.my

#CPE #HRDF #CPD #will #estate #financial #networth #legacy #financialplanning #moneymastermy #finfreedom #learning #workshop

Tuesday, November 15, 2016

MelodyFM 16/11-8am-am-百物上涨,钱不够用,该如何规划

所谓“你不理财,财不理你”,家庭负债已经变成大马人一个普遍现象和病态,皆因理财不善所致。理财很难?别担心,你可以在这里留言你的问题,【Morning Boss 波士早晨】之波士你话事将会在星期三(16/11)7:45am请来财务规划师杨子佑,现场解答你的问题,你也可以拨打03-95433388现场征询相关的意见。
Chui Ling Jentzen Lim 林震前


Sunday, November 06, 2016

Try this superb ’budget jar’ to help you save money and manage your finances-Bright Side

The ’’jar method’’ is one of the most effective ways to manage your personal and family budget. All you need to do is just divide the money you’re planning to spend in near future into six jars. Each jar will be responsible for one sphere of your life. If you follow this method, you’ll never spend more money than you plan to again.

We at Bright Side would like to share this simple way that will help you organize your income and spend it wisely.


Jar 1: basic necessities (55% of your budget)
Money in this jar is intended for covering daily expenses and paying bills. It will also cover your costs for rent, transport, taxes, and food.


Jar 2: entertainment (10% of your budget)
You can spend this part of your budget for purchases that you don’t buy regularly. For example, you can buy a bottle of expensive wine or go somewhere for vacation. Spend this money as you wish!

Jar 3: long-term savings (10% of your budget)
This is a guarantee for your future financial independence. You’ll use money from this jar for investing and creating passive income sources. You shouldn’t spend these savings until you get complete financial freedom. And even in this case, it’s better to spend only the interest that you receive from these savings and not the savings itself.


Jar 4: education (10% of your budget)
Money in this jar is intended to further your education and personal growth. Investing is a great way of allocating money, and you are the most valuable asset. Always keep that in mind. Use this money to buy books, educational CDs, or courses — it will pay off later.


Jar 5: private reserves (10% of your budget)
These savings can be used for large purchases. Spend this money when you want to buy a flat screen TV, an annual gym membership, or a car. This is your reserve fund that you should constantly replenish.


Jar 6: charity and gifts
(5% of your budget)
Spend this money when you need to buy gifts for birthdays, weddings, and other celebrations. You can also donate this money to cancer aid associations, animal shelters, or just people who need help.