Tuesday, July 19, 2016

HRDF/CPE/CPD Course: Transforming Your Energy: Leading Your Mental Well Being Through Effective Financial Stress Management



Transforming Your Energy: Leading Your Mental Well Being Through Effective Financial Stress Management
Date: 30 July 2016
Time 9am-6pm
Venue: Fin Freedom Sdn Bhd

Highlights:
☆Identify financial stresses
☆ Implement stress management strategies
☆ Reduce stress by 50%
☆ HRDF Claimable
☆ 10 CPE & 8 FIMM CPD points

Objectives:
Upon completion of this course, participants will be able to:
1. Recognize the causes of financial stress and its impact on client.
2. Identify financial stresses level faced by client.
3. Identify 5 effective financial stress management strategies.
4. Implement the strategies to reduce the clients financial stress by 50% and maintain financial wellness

Outcomes:
1. Participants should be able to better manage of the client’s finance and stress.
2. Participants should be able to help client take control of their own life, family and money. 3. Participants should be able to help client to transform stress to vitality by balancing Yin Yang energy.
4. Participants should be able to help client to develop positive energy leadership skill
5. Participants should be able to guide their clients to live life to the fullest and in the same time giving and helping those needed.

Content
1. The relationship of financial stress to job
performance.
2. Identify whether the participant are having any financial stress
3. What are the top 5 common financial stresses?
4. What are the strategies to reduce the financial stresses?
5. Re-assess participants financial stress level
6. Summary

#CPE #HRDF #CPD #stress #financialstress #balance #stressmanagement #financialplanning
#moneymastermy #finfreedom #learning #workshop

Saturday, July 16, 2016

评论南洋新闻“不满储蓄投资变保险 商人斥银行职员误导”

其实,是储蓄保险(endowment)的一种,回酬的确不高,可能在定存左右,有些更少,但是它还不失是一种强制储蓄的工具之一,对没有纪律储蓄的人是 很好的,但是想对于想积极投资,得到更高回酬,该考虑信托或股票或专注投资的投连保单(investment link)

 e南洋商报 | 不满储蓄投资变保险 商人斥银行职员误导
(北海21日讯)不满银行职员把保险当做储蓄投资计划,32岁男子气愤难平,通过马华峇眼区会公共投诉局向国家银行投诉

http://www.enanyang.my/news/20160621/%e4%b8%8d%e6%bb%a1%e5%82%a8%e8%93%84%e6%8a%95%e8%b5%84%e5%8f%98%e4%bf%9d%e9%99%a9br-%e5%95%86%e4%ba%ba%e6%96%a5%e9%93%b6%e8%a1%8c%e8%81%8c%e5%91%98%e8%af%af%e5%af%bc/


PPA: How much do you need to save enough for your retirement?

Rule of thumb is to save/invest extra 10% salary into Private Retirement Scheme (on top of 23% in EPF) in order to have a 2/3 of income replacement for your comfortable retirement lifestyle

‪#‎retirement‬ ‪#‎moneymastermy‬ ‪#‎finfreedom‬ ‪#‎PRS‬ ‪#‎EPF‬ ‪#‎financialplanning‬ ‪#‎money‬


How much do you need to save enough for your retirement?
Dato Steve Ong says, "You will need to save 1/3 (or 33%) of your monthly income to replace 2/3 (67%) of your income for your retirement. The good news is that you are already saving 23% with EPF - You just need to save an additional 10% in PRS!

Comment on News "Bank Negara warns public to beware of get-rich-quick schemes"

I always tell everyone to be-careful of any investment scheme, please check with below screening rules as a minimum guideline

a) It is legal? (Check with Bank Negara or Securities Commission)
b) It is simple and easy to understand?
c) Its return is too good to believe or have (Whatever annual return more than 20% and above and some more in short term, be careful!!!)
d) It is creating value to human kind and to you in the same time?
e) Ask for more advice from legal profession like Licensed Financial Advisor if you are doubt about it.
f) Do not believe the idea of "free lunch", "get rich faster" and etc.


‪#‎scam‬ ‪#‎getrichquick‬ ‪#‎investment‬ ‪#‎banknegera‬ ‪#‎moneymastermy‬ ‪#‎finfreedom‬ ‪#‎money‬ ‪#‎financialplanning‬ #Money&LifeMaster

Bank Negara warns public to beware of get-rich-quick schemes

http://www.thestar.com.my/news/nation/2016/07/12/red-alert-on-shady-deals-bank-negara-warns-public-to-beware-of-getrichquick-schemes/

Monday, July 11, 2016

MFPC's JWMFP Book Review on "The Millionaire Next Door: The Surprising Secret of America’s Wealthy"




MFPC's Journal of Wealth Management & Financial Planning (JWMFP) Volume 3  Issue/2016

http://mfpc.org.my/index.php/publications/journal-of-wealth-management-financial-planning-jwmfp